Insurance Continuing Education - Credit Requirements

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Insurance continuing education hours can be obtained in a variety of different ways. Every state regulates how many credits an insurance agent needs every one to two years. Many states allow an agent to complete their education online as opposed to sitting in a classroom for 12-24 hours. If you decide to sit in a classroom you just have to listen to the instructor and no final exam is required. The instructor will go over the book chapter by chapter and you will have to sign an affidavit stating that you attended. If you decide to take your insurance continuing education credits online there will likely be a final exam at the end. You should read the book before hand so you know what to expect on the exam. Some states require a monitor present during the exam while others allow open book exams. If a monitor is required you will have to find a third party to physically watch you complete the test. They will then sign an affidavit and fax it to the school. Make sure to find an approved provider before purchasing any courses. If a monitor is not required you are able to use the book to look up the answers to the exam questions. No affidavit is required.

To be on the safe side contact an approved provider to see how many credits you need to complete. Every state requires a different amount of credit hours. They also require you to complete your education at different times. Sometimes you must complete your courses by your birthday to stay in compliance while others use your license date. Make sure to find out the exact date, number of credits, and required courses so you do not receive any fines by the state. Worst case scenario, the state could suspend or even revoke your license.

In many states insurance continuing education credits may also be transferred over to the following year. Again, this is a case by case situation depending on the state. Many states also have a rule in place about duplicate courses. An agent may not complete the same course with the same school within a two year period. That is why many providers have more than one ethics course or annuity course. Most states require the agent to take an ethics course every two years; it just cannot be the same ethics course they took the year before.…

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Tips for Success in Online Learning

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As the education sector comes to terms with increasing technological intrusion and changing reality of learning modes, online learning is fast catching up as a preferred medium for kids ‘education. As per the statistics in 2011, 40 states in USA have either virtual schools or some form of state-led online initiative. The technological influx has made education boundary less. A student sitting in Hong Kong can take classes in California without any glitch since free worksheets, education articles and every other imaginable information regarding any subject is available online. The growing fame of online learning in kids’ education is indicated in the online enrollments stats of 2011, which state that nearly 2,50,000 students enrolled full-time in online schools in 2010-2011.

The easy availability of learning information such as free worksheets, education articles, easy to download presentations, etc has made online learning a hit among students as well as professionals. Missed course credits can be recovered via online learning but how to be a top scorer in a virtual classroom requires a little bit of planning and preparation. Here are some tips to help e-learning students be better in their learning:

Create a regular learning schedule – Online classrooms provides a private space of learning and maximum advantage can be taken of this by having a routine study plan. Have a calendar planner to help you keep track of test and assignment submission dates. Ensure that you take a look at the planner once each day so that your dates and study plan do not skip from your mind. Try and have a dedicated study place with everything you need so that your concentration is at fullest when you are studying. Having a specific study place brings in the much-needed peace for learning and accords importance to what you are doing.

Be interactive and engaged – When studying online it is important to be at your interactive best. Participate in conversations and group discussions and engage others as well by sharing, exchanging your ideas, perspectives and comments. Your information and learning source is not restricted to your instructor only. Besides all the free worksheets and education articles, it is interaction with your colleagues and peers that helps you learn even more.

Know the online learning management system – Before taking up the course online, make yourself fully aware about online learning ways. This means read the “how to manuals” of working on online learning management software and/or tools.

Conferencing your way through learning – Online learning is a break from the traditional and conventional way of studying. Contrary to the dominant physical presence of teachers and classmates, online learning entails just you and your machine. This can leave you feeling a bit isolated which can harm your studying, learning capacity. So to avoid feeling cut-off, participating in online conferences related to your course is a great way to learn and meet other students. It helps you in connecting with different experts of course subjects as well as with students …

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